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Revolut mit neuem Angebot in Deutschland
Revolut bringt ein Tagesgeldangebot nach Deutschland. Damit will die britische Neobank hierzulande neue Kunden gewinnen. Das teilte das Unternehmen gestern mit.
Neu- und Bestandskunden, die zwischen dem 17. März und dem 12. Mai ein Tagesgeldkonto eröffnen, erhalten in diesem Zeitraum 2,5 Prozent Zinsen bis zu einem Guthaben von 100.000 Euro. Die Zinsen werden den Angaben zufolge täglich gutgeschrieben. Das Angebot soll den Kundinnen und Kunden im Laufe der Woche schrittweise zur Verfügung stehen.
Voraussetzung für die Eröffnung des Tagesgeldkontos: Der Kunde muss über eine deutsche IBAN verfügen. Diese bietet das Unternehmen seit Ende vergangenen Jahres an.
Laut Biallo sollen offenbar (vorerst?) nur Kunden mit einem kostenpflichtigen Revolut-Girokonto (d.h. Plus, Premium, Metal oder Ultra) das TG-Angebot nutzen können: https://www.biallo.de/tagesgeld/news/neues-angebot-revolut/
Das Angebot gilt also für nichtmal zwei Monate. Wenn zwischen Eröffnungsantrag, tatsächlicher Kontoeröffnung und Gutschrift von überwiesenem Geld nochmal ein paar Tage liegen, läuft es vermutlich eher auf 6-7 Wochen hinaus, die man diesen Zinssatz tatsächlich bekommt. Puh. Der typische Kunde der Revolut-Zielgruppe wird vermutlich auch keine 100.000 EUR anlegen, sondern eher irgendwas zwischen 1.000 EUR und 20.000 EUR. Das heißt, wir reden über Zinsen von unter 100 EUR. Wenn man nur den Zinsvorteil berücksichtigt gegenüber anderen Tagesgeldkonten sprechend wir vermutlich über niedrige zweistellige Beträge, wenn überhaupt (2,5% sind ja jetzt kein soooo wahnsinnig tolles Angebot). Wenn man andere Lockangebote berücksichtigt, wird es ganz trüb. Wer ING-Neukunde ist bekommt derzeit sogar 3% für immerhin 4 Monate garantiert.
Derzeit sind es noch immer 2% bei täglicher Zinszahlung, und das auch nicht nur für Neukunden.
Das Angebot scheint aktuell in der Tat für alle Kunden und Abomodelle zu gelten. Daher hiermit gelistet: https://www.kritische-anleger.de/revolut/tagesgeld/