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Ich weiß nicht, ob es Zufall ist, aber mir ist Folgendes passiert. Ich habe bei der DHB nach den Festgeld-Angeboten geguckt und auch den Zinsrechner genutzt. Am nächsten Tag hatte ich folgende Nachricht per Mail:
"Damit Ihr Erspartes noch schneller wächst, haben wir ein besonderes Angebot für Sie:
Entscheiden Sie sich für ein 1- oder 2-jähriges Festgeld und profitieren Sie von einem zusätzlichen Zinssatz von 0,1 %.
Das ist eine tolle Gelegenheit, Ihr Geld für längere Zeit anzulegen und mehr daraus zu machen."
Für 12 Monate stehen jetzt 2,95 im Account und für zwei Jahre 2,85. Das Angebot ist bis 07.02. gültig.
Chief Gewickelt, darf ich fragen, ob du schon länger bei der DHB Kunde bist? Ich bin Neukundin (Sonderkonditionen beim Tagesgeld) und habe versucht, deinem „Weg“ nachzufolgen. Bei mir ergaben sich leider keine Sonderangebote im Festgeld.
Hätte sonst gerne abgeschlossen.
@CG
Bei mir ebenso. Habe neulich auchreingeschaut und kurz danach das +0,1% Angebot erhalten welches m.M. gar nicht mal so schlecht ist und ich für einen Teil meines aktuell verfügbaren Geldes wahrscheinlich annehmen werde.
Wie man aufgrund des Sonderzinsangebotes, über das Chief Gewickelt und Dennis G. hier berichten, schon erwarten musste, hat die DHB Bank jetzt eine Zinssenkung beim Festgeld ab dem 06.02.2025 angekündigt. Ab dann gelten folgende Zinssätze:
9 Monate: 2,60%
1 Jahr: 2,65%
2 Jahre: 2,55%
3 Jahre: 2,50%
4 Jahre: 2,50%
Wer sich die aktuellen Zinsen (ggf. mit dem Zinszuschlag) noch sichern kann, sollte die Chance m. E. nutzen.
VG Hans-Jürgen