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Ich habe im April ein Kto bei der SBI eröffnet. Das war etwas hakelig wegen der nicht eindeutigen Formulare, Personalausweis beim Bürgeramt beglaubigen lassen (€ 1,90), dann wuppte es. Bestätigung der Überweisungen per mail sofort, per Brief kurze Zeit später. Ich weiss nicht, was es angesichts der guten Zinsen bei deutscher Absicherung da zu meckern gilt.
Nach diesem sehr hilfreichen Kommentar, werden die leider bereits ausgedruckten und versandfertigen Unterlagen aber so was von schnell im Papierkorb landen. Leider nicht vorab informiert, mein Fehler.
Deshalb ja auch dies in meinem Kommentar.
"Auch ein Exot, der für jemand, der spekulieren will."
Bei den Anlagen in Dollar oder britischen Pfund kann man aber nicht einfach mit den angegebenen Zinssätzen rechnen, sondern muss die Differenz der Wechselkurse bei Beginn und Ende der Anlage berücksichtigen, oder?
Hallo Fred,
vielen lieben Dank, dass du dich für uns "ins Feuer geworfen" hast und deine Erfahrungen jetzt mit uns teilst! Ist in der Tat schon ziemlich krass, was du da beschreibst :-O
@Stefan, @all, ich wollte soeben ein 18-monatiges FG bei der Bank eröffnen.
Die Anlage ist ja schließlich mit der deutschen Einlagensicherung abgesichert und automatisch Besteuerung.
Beim Antragsformular habe ich nach einer gewissen Zeit frustriert aufgegeben. Keine Struktur drin von hüt nach ha. Sowas habe ich noch nie gesehen, alles noch in Papierform an die Bank senden.
Ja, die Übersetzung tut den Rest.
Benötigt wird eine beglaubigte Kopie des Personalausweises und der Nachweis der Steueridentifikationsnummer.
Beglaubigen kann
ein Beamter einer Bank in der EU (gemeint ist wohl ein Mitarbeiter, denn welche Bank hat noch Beamte)
ein Notar (2 Beglaubigung à ca. 21,00 €)
Eröffnung am Schalter der SBI in FFM.
Nichts Postident.
FSA ebenfalls nur in Papierform.
Den Tag der Fälligkeit muss man sich selbst im Kalender eintragen, von der Bank kommt keine Nachricht.
Indien hat doch so fähige IT-ler, dass da eine indische Bank so arbeitet wie in 1990er Jahren in Deutschland.
Wie in Deinem Ausgangspost geschrieben ein EXOT.
"Auch ein Exot der für jemand der spekulieren will."
Eine Katastrophe, oder Exot. -:)
Auch ein Exot der für jemand der spekulieren will.
Zum Beispiel:
1 Jahr 4,10 % bei Anlage in Euro,
5,35 % in Dollar,
3,65 % in britischen Pfund.
Würde ich in Indien direkt anlegen, so wären für mich 7,35 % möglich, ich konnte nur nicht finden in welcher Währung.
Wir haben soeben in die State Bank of India hier bei uns mit aufgenommen, allerdings im Vergleich nur versteckt für Newsletter-Abonnenten via Freischaltcode. Das Angebot ist mit 3,35 % und deutscher Einlagensicherung erstaunlich gut. Mich würde interessieren: Wer hat Erfahrung mit der Bank oder traut sich, das mal auszuprobieren? Ist ja schon eher ein Exot unter den deutschen Bank und die Kontoeröffnung scheint doch eher recht manuell von statten zu gehen :-) Sowohl ich als auch alle anderen AnlegerInnen hier sind denke ich für jedes praktische und konstruktive Feedback dankbar :-) VG, Stefan