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Sehr geehrte Damen und Herren,
ich wohne in der Nähe von Stuttgart und möchte bei Yapi Kredi ein Konto öffnen lassen. Die von Ihnen angegebene Anschrift in Stuttgart, Tübinger Straße 1 gibt es nicht mehr. Wo kann ich in meiner Nähe Ihre Bank finden. Vielen Dank im Voraus.
Mit freundlichen Grüßen
Nuran Erki
Diese Seite bezieht sich auf die niederländische Niederlassung der Yapi Kredi, die auch den deutschen Markt bedient, jedoch hier offenbar als reine Online-Bank auftritt, also keinerlei Filialen unterhält. Die türkische Muttergesellschaft hat allerdings vor Kurzem, nach über 2,5 Jahren Verhandlungen (https://finanzbusiness.de/nachrichten/banken/article13965755.ece ; https://www.wiwo.de/unternehmen/banken/uebernahmeangebot-tuerkische-yapi-kredi-will-deutsche-bank-samt-lizenz-kaufen/28286622.html), die kleine Privatbank J. Faisst (https://de.wikipedia.org/wiki/Bankhaus_J._Faisst) aus dem Schwarzwald übernommen (https://www.schwarzwaelder-bote.de/inhalt.wolfacher-bankhaus-faisst-ist-verkauft-das-sagen-die-geschaeftsfuehrer.3f6f7cd1-5d1f-4bf3-b825-bd0d70f1d6e0.html) und will damit offenbar direkt in den deutschen Markt einsteigen. Womöglich wird es in diesem Zusammenhang in Zukunft auch (wieder) Filialen der Yapi Kredi in Deutschland geben. Bis dahin muss man sich hierzulande jedoch mit dem niederländischen Online-Angebot begnügen. Die dort aktuell erhältlichen Zinskonditionen findet man hier:
https://www.yapikredi.nl/de/privatkunden/zinsubersicht
Dir ist hoffentlich bekannt, dass Yapi Kredi ein ziemlich mieses Rating B3 bei Moodys 2024 und B bei Fich 2024 hat. Das wird eine hochspekulative Anlage!
Schlechtes Rating ja, aber bei den Konten, um die es sich hier primär dreht, gibt es ja auch noch eine Einlagensicherung, die im Ernstfall einspringen sollte, insofern ist hochspekulative Anlage sicherlich übertrieben. Anders sieht es aus, wenn man der Bank Geld via Anleihen leiht, aber das ist dann ein ganz anderes Anlagevehikel.