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Also,ich bin mit der BOS voll und ganz zufrieden, hatte Jahre lang einiges an Ersparnissen auf einem Postbank Sparbuch liegen und habe alles auf das Tagesgeldkonto geparkt und bekomme nun momentan 2,5 % Zinsen, leider habe ich die Bonusaktion mit 4% verpasst.
Egal Hauptsache ich komme jederzeit an mein Geld und Zinsen die sich lohnen.
Ich finde es Super das alle die selben Zinsen bekommen Neukunden wie auch Altkunden.
Wäre beinahe auf andere Tagesgeldkonten hereingefallen die aber nur für ein paar Monate viele Zinsen geben und dann wenig. Das ist nichts für mich und auf zinshopping habe ich keine Lust, will das Konto für auf Dauer und das Geld einfach liegen lassen und jederzeit dran kommen wenn ich es brauchen sollte.
Als ich bleibe bei der BOS!
@Z-MANN,
wie soll ich Deinen Kommentar verstehen?
Du bleibst bei der BOS, weil Du mit ihr zufrieden bist und gibst Dich mit 2,5 % zufrieden, obwohl bereits einige Banken bei 4+ % Zinsen bezahlen? Solche Kunden hat jede Bank gerne.
Oder ist das eine Werbekommentar?
Es gibt ebenso verlässliche Banken, deren TG-Zins dauerhaft aktuell zwischen 3 und 3,8% liegt.
Also die 2,5% finde ich auch nicht wirklich attraktiv. Es gibt viele Banken, die auch ohne Lockangebot über 2,5% liegen.
Was ihr alle gegen Lockangebote habt. Ist doch keine Mühe alle 3-6 Monate Konten zu eröffnen. Geht jetzt immer öfters mit dem Ausweischip ohne VIdeokasper. Ich bin bei 4% und noch bis Mai versorgt.
Man muss nur die Konten hinterher kündigen, dann ist man in 6-24 Monaten wieder Neukunde
Ich nimm die Lockangebote auch immer mit. Das Problem ist halt nur, das es die früher (zur letzten Hochzinsphase) nicht gab, da galten dann die 4% für alle. Jetzt muss man immer aktiv wechseln. Ist halt etwas umständlicher, lohnt sich aber trotzdem extrem.
Es gab aber auch in der letzten Hochzinsphase Lockangebote, etwa von der Dresdner Bank.
Ja bestimmt, aber halt nicht in der Masse. Jetzt sind die Lockangebote praktisch Standard