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Hallo B&V,
oh mann, das klingt in der Tat echt blöd, wie es dir anscheinend ergangen ist :-(
Ob hier wirklich "krimineller Vorsatz" vorliegt oder einfach "nur" z. B. eine extreme Form der bürokratischen Auslegung von an sich legalen (nicht zwingend legitimen) Vertrags- und AGB-Unter-Unter-Unter-Punkten, sei einmal dahingestellt. Aber unabhängig davon ist diese Erfahrung nichts, was man sich als Kunde grundsätzlich wünscht - schon gar nicht in solch emotionalen Situationen wie deiner, wenn ein Familienmitglied gerade erst verstorben ist :-(
Danke für das Teilen deiner Erfahrungen.
Die Abwicklung des Nachlasses meines Vaters erwies sich trotz vorhandener Generalvollmachten als nahezu unmöglich. Die Deniz Bank hat Wortlaute der Generalvollmacht eigenmächtig fehlinterpretiert und nötigte dazu, die Generalvollmacht deswegen im Original an die Bank zu schicken. Durch Ortsgerichte beglaubigte Kopien erklärte die Deniz Bank als nicht rechtskräftig. Obwohl die Generalvollmacht aus eigenem Wortlaut nur Gültigkeit besitzt, solange sie in Besitz des Bevollmächtigten ist.Eine beglaubigte Abschrift des Testaments behielt die Deniz Bank wochenlang unbegründet ein.Letztlich hat die Deniz Bank dann Zinszahlungen unterschlagen und die Rückzahlung der Anlage eigenmächtig um 50 Euro geschmälert.Bei Durchsicht der Unterlagen meines Vaters stellte sich dann außerdem noch heraus, dass die Deniz Bank lediglich 0,1 % Zinsen veranschlagt hat, obwohl mein Vater zu Lebzeiten einen höheren Zinsbetrag vereinbart hatte, dies auch schon selbst wiederholt moniert hatte, aber aufgrund seines Gesundheitszustandes nicht weiter verfolgen konnte. Finger weg von dieser Bank! Mir erscheint hier krimineller Vorsatz vorzuliegen.