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Vor über einem Monat habe ich bei der Renault Bank online ein U-18-Konto für meinen 16-jährigen Sohn eröffnet, alle Schritte der Erröffnungsroutine wie vorgesehen abgearbeitet, also Geburtsurkunde hochgeladen, Referenzkonto angegeben, Identitäten nachgewiesen. Seitdem habe ich nichts mehr von der Bank gehört, Totenstille. Eine Nachfrage per Kontaktformular vor etwa 2 Wochen wurde mit einer maschinell erstellten Standardantwort beantwortet, danke für ihre Nachricht, wir werden uns umgehend um ihr Anliegen kümmern. Bis heute wieder keine Nachricht, absolutes Schweigen. Telefonisch ist niemand zu erreichen, man landet in einer nicht endenden Warteschleife. Ich bin inzwischen sicher dass wir es nicht schaffen vor seiner Völljährigkeit ein Konto für den Sohn bei der renault Bank zu bekommen.
Ich veröffentliche meine Probleme mit Firmen unter trustpilot.com.
Soviel ich verstanden habe, wird die betroffene Firma per E-Mail um eine Stellungnahme gebeten.
In einem Fall wurde ich von trustpilot auf Wunsch der betroffenen Firma um meine Kundennummer beten. Einen Tag später hat sich die Firma telefonisch gemeldet und mir Geld auf Kulanzbasis zurückerstattet.
Sie hat dann richtig, als Antwort auf meinen Eintrag, bei trustpilot.com geschrieben, dass ich zufriedengestellt wurde.
Das "Beschweren" über Trustpilot finde ich ein zweischneidiges Schwert, denn: Auf der einen Seite löst du damit natürlich dein persönliches Problem, sofern sich das betroffene Unternehmen dort umschaut und entsprechend (wie in deinem Fall reagiert). Auf der anderen Seite verlieren die Bewertungen dort dann aber massiv an Aussagekraft, weil die negativen Bewertungen einfach so krass dominieren. Dann ist Trustpilot eigentlich eher eine Beschwerdeplattform und keine Bewertungsplattform mehr. Again, ich verstehe dich vollkommen, möchte hier nur auch die andere Seite der Medaille darstellen, weil wir selbst hier ja lange Zeit von dieser Problematik betroffen waren.
Das funktioniert auch über Facebook oder wie ich neu gelernte habe: reclabox. Aber auch nur wenn es die andere Seite juckt. Meist landet man in der Socialmedia Abteilung, die haben einen anderen Schwerpunkt. Je näher am Monopol desto weniger juckt es die.
Man sollte eines bedenken: Wer zahlt für Trustpilot ?
Bei der Renault Bank herrscht offentlichtlich ein fürchterliches Chaos. Wir haben Festgeld angelegt, das vom Tagesgeldkonto abgebucht wurde. Es wird aber nicht in der Gesamtaufstellung dargestellt. Das Geld ist einfach "verschwunden". Kontakt zur Bank ist ausgesprochen schwierig zu realisieren. Kommt er nach langer Zeit tatsächlich einmal zustande, so wird sich mit Überlastung herausgeredet.
Vor Jahren war das Onlinebanking mit der Renault Bank einfach und problemlos. Diese Zeiten sind vorbei.
Haben Sie Geduld. Bis zur Volljährigkeit Ihres Sohnes ist noch Zeit, aber achten Sie darauf, das kein Geld im Nirwana verschwindet.