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Dieser Erfahrungsbericht zum Sparkassen Broker wurde uns am 21.05.2017 vom Nutzer vaubi übermittelt. Er spiegelt seine/ihre Meinung und Erfahrung wider und nicht zwangsläufig die der Redaktion.
Das Depot beim Sparkassen Broker habe ich im April 2017 eröffnet. Die Einrichtung erforderte das Ausfüllen einiger Dokumente und die Identifikation in einer Sparkassen-Filiale. Der Mitarbeiter dort wusste allerdings nicht genau, wie der Ablauf war und dass es dieses Angebot gibt, da dies vom normalen Sparkassen-Geschäft getrennt ist. Das fiel mir etwas negativ auf. Er ließ sich dann aber darauf ein, das Verfahren, so wie ich es wollte, durchzuführen. Im Anschluss ging es dann relativ schnell und ich konnte mein Depot nutzen.
Der Kauf von Aktien war bisher unkompliziert und schnell durchgeführt. Im Onlinebereich stehen viele Funktionen zur Verfügung, die aber nach meinem Kenntnisstand eigentlich absoluter Standard auf dem Markt sind.
Zudem fehlt mir die Option, ein Kauf-Limit unabhängig von einem Handelsplatz zu setzen. Dies kann ärgerlich sein, wenn der Preis an einem anderen Handelsplatz erreicht wird.
Ansonsten finde ich die App sehr schlecht gestaltet. Sie erscheint mir unübersichtlich und macht das Überwachen der eigenen Aktien unnötig schwer. Mir war sie bisher wirklich nur nützlich für das Setzen der Order und dem gelegentlichen Check des aktuellen Kurses.
Auch das Finden von Produkten finde ich sehr schwer, insbesondere, wenn man nicht die genaue Wertpapiernummer kennt.
Was Informationen zu den verschiedenen Aktien angeht sowie die Auswertung von Kursentwicklungen, greife ich lieber auf andere Apps bzw. Portale zurück.
Der Kontakt zum Kundenservice war bisher gut und ich bekam immer schnell eine Antwort. Ich kontaktierte ihn bspw. zu o. g. Limit. Hierzu musste man mir aber eingestehen, dass dies nicht möglich sei.
Zudem gibt es, soweit ich das richtig verstanden habe, auch Zusatzpakete, um weitere Funktionen freizuschalten. Diese gehören aber nach Auskunft einiger Freunde bei anderen Brokern bereits zum kostenlosen Depot.
Aufgrund der großzügigen Order-Startguthaben bleibt S&nsp;Broker für mich jedoch interessant. Was Funktionen und Bedienung angeht, macht er meiner Meinung nach aber keine gute Figur. Hier gibt es noch einiges nachzuholen.