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Dieser Erfahrungsbericht zur akf bank wurde uns am 07.05.2017 vom Nutzer hane NB übermittelt. Er spiegelt seine/ihre Meinung und Erfahrung wider und nicht zwangsläufig die der Redaktion.
Seit Beginn des Jahres 2013 ist die akf Bank meine Bank. Ich nutze die Tages- und Festgelder des Online-Kontos „renditefinanz“. Die Kontoeröffnung war unkompliziert und entsprach zu 100 % den Kundeninformationen, die ich zuvor von der Bank erhielt. Bereits 4 Tage nach der Abgabe der Postident hatte ich die Anleitung zum Onlinebanking und TAN-Listen.
Neben den Konditionen des Online-Kontos, von denen ich nach wie vor überzeugt bin, gefällt mir das Handling ausgesprochen gut: Eine Online-Überweisung bzw. Transaktion erfolgt zeitnah zu meiner vollsten Zufriedenheit, sie ist spätestens 24 Stunden nach deren Ausführung auf dem jeweiligen Konto aktualisiert.
Darüber hinaus bin ich sehr angetan von der übersichtlichen Kontodarstellung beim „renditefinanz“, also der Kontoübersicht meiner Tages- und Festgelder einschl. aller Details und Kontoinformationen, auch nach Ende der Laufzeit.
Ebenfalls überzeugt hat mich der Kundenservice („renditefinanz Servicecenter“). Kontakt zu dem überaus freundlichen Service hatte ich in Form von Post (Postident), Fax, Telefon und E-Mail z. B. bei Fragen zu steuerlichen Aspekten (NV-Bescheinigung). Meine Anfragen wurden jeweils umgehend bearbeitet, es gab keine nennenswerten Wartezeiten. Auch die Erreichbarkeit, Kompetenz und Freundlichkeit empfand ich sehr positiv und vorbildlich, besonders wenn ich andere Banken damit vergleiche.
Es gibt also absolut nichts zu bemängeln, nur meinerseits einen Vorschlag: Die Salden aller Anlagen in der Kontenübersicht sollten aktuell in der Gesamtsumme ausgewiesen werden.
Fazit: Diese Bank ist und bleibt der Finanzpartner meiner Wahl in der Gegenüberstellung zu anderen namhaften deutschen Banken, von denen ich leider maßlos enttäuscht bin. Mein Verhältnis zur akf ist sozusagen problemlos. Insofern bleibe ich auch künftig bei dieser Bank und empfehle sie auch Freunden und Bekannten.
Daumen hoch!