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Dieser Erfahrungsbericht zu DEGIRO wurde uns am 05.03.2020 vom Nutzer mondgesicht übermittelt. Er spiegelt seine/ihre Meinung und Erfahrung wider und nicht zwangsläufig die der Redaktion.
Im Januar 2018 habe ich ein 'Basic' Depot bei Degiro eröffnet. Ich habe mich nach langer Recherche aufgrund der geringen Transaktionskosten für Degiro entschieden.
Ich fühlte und fühle mich sehr gut aufgeklärt. Degiro ist mein erstes Depot und darum wusste ich nicht ganz gut um die Funktionsweisen Bescheid. Ich habe diese aber ganz schnell gelernt, indem ich mit dem Handeln einfach begonnen habe. Ich hatte vor allem Interesse an amerikanischen Aktien. Wenn ich Transaktionen aufgab oder eine Auszahlung beantragte, wurde es zu meiner Zufriedenheit ausgeführt. Ich bin extrem gut mit Degiro klargekommen.
Degiro bietet zwar auch eine Nachrichtenliste an, diese nutze ich aber nur in sehr geringem Maße, da ich sie sehr unübersichtlich finde. Ich informiere mich auf andere Weise über die Wirtschaft und meine Aktien. Regelmäßige individuelle Nachrichten von Degiro bekomme ich kaum (1 × im Jahr), brauche ich aber auch nicht.
Degiro stellt mir die Jahresübersicht für die Steuererklärung jedes Jahr Ende Februar bzw. Anfang März bereit.
Ich hatte bisher noch keine Probleme, also auch keinen direkten Kontakt zu Degiro.
Einige Nachteile von Degiro: Ein Aktienübertrag kostet 10 € und große Beträge sind meiner Meinung nach nicht so gut gesichert wie bei deutschen Banken.
Im ersten Jahr habe ich mich über die Gebühr an bestimmten Börsen (Handelseinrichtungen) von ca. 2 € pro Jahr gewundert, aber das ist so gering, das geht in Ordnung.