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Dieser Erfahrungsbericht zu finanzen.net zero wurde uns am 10.02.2022 vom Nutzer Kathi übermittelt. Er spiegelt seine/ihre Meinung und Erfahrung wider und nicht zwangsläufig die der Redaktion.
Habe das Depotkonto eröffnet als es noch unter dem Namen Gratisbroker firmierte. Die Eröffnung klappte sehr einfach und schnell per Videoident. Unter Gratisbroker war zunächst nur der Zugang über PC/Laptop möglich.
Beim GRATISBROKER gab es weder Ordergebühren, noch Depotführungskosten oder eine Fremdkostenpauschale. Das Online-Finanzportal Finanzen.net übernahm vor einiger Zeit den Neobroker Gratisbroker. Seit dieser Zeit läuft der Dienst über den Firmennamen finanzen.net zero. Die Gebührenstruktur wurde zum Glück übernommen. Die beste Neuerung war vor einiger Zeit, dass man nun auch per App den Broker nutzen kann. Das Interface von beiden Zugangsmöglichkeiten ist auch für Laien recht schnell zu durchschauen und man findet sich dementsprechend recht schnell damit zurecht. Negativzinsen werden nicht erhoben. ZERO bedeutet einfach ausgedrückt: keine Ordergebühren. Es können mehr als 6000 Aktien, über 2000 ETFs gehandelt werden. Sparpläne sind schon ab 25 Euro möglich.
Ein provisionsfreier Handel von zahlreichen Kryptowährungen wie Bitcoin, Ethereum Litecoin, Ripple, Polkadot, Tezos oder Polygon als Exchange Traded Product (ETP) wird seit einigen Monaten angeboten. Die Produkte basieren auf physisch hinterlegten Coins. Die Spreads zwischen Kauf und Verkauf sind handelsüblich. Man kann also sehr einfach in die Welt der Kryptos eintauchen. Der Kauf und Verkauf gestaltet sich so einfach wie ein Kauf / Verkauf von z. B. Aktien.
Mit drei Klicks ist die Order aufgegeben. Mindestordervolumen gehören der Vergangenheit an.
Performance-Probleme, welche anfangs ab und an bestanden haben wurden ausgeräumt. Ich hatte zumindest in den letzten Monaten keine Probleme mehr. Auch in turbulenten Börsenzeiten war das System stabil.