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Dieser Erfahrungsbericht zu finanzen.net zero wurde uns am 10.02.2022 vom Nutzer Julio1 übermittelt. Er spiegelt seine/ihre Meinung und Erfahrung wider und nicht zwangsläufig die der Redaktion.
Von der Möglichkeit einer Gratisaktie angelockt, habe ich ein Depot bei finanzen.net ZERO eröffnet und schon die ersten Trades durchgeführt. Die Eröffnung geschah relativ unkompliziert und in gewohnter Weise. Digital den Antrag auf Kontoeröffnung stellen, Videolegitimation durchführen, schon war das Konto eröffnet. Anschließend zahlt man von seinem Referenzkonto Geld auf die Depotbankverbindung ein und kann damit starten, an der Börse zu investieren. Auch der Weg andersrum, also eine Auszahlung auf das Referenzkonto, klappt problemlos und ist zügig wieder gutgeschrieben.
Das Depot selbst bietet die üblichen Funktionen, man kann Wertpapiere kaufen, auf einer Watchlist beobachten oder auch Sparpläne anlegen. Risikofreudigere Anleger können auch ETPs auf Kryptowährungen kaufen, da ich dem jedoch kritisch gegenüberstehe, habe ich mich auf klassische Index-ETFs beschränkt. Ein wenig später kam dann auch die versprochene Gratisaktie, die sich jedoch leider aus dem Hause TUI entpuppte. Jedoch hat mich das Depot bislang wirklich von der einfachen Handhabung her sehr überzeugt.
Einzig verwirrend finde ich, dass im Hintergrund ein Depot der Baader Bank geführt wird. Das kenne ich von anderen Anbietern von der Dienstleistung her auch, bei der Baader Bank hat man jedoch auch noch einen Zugang, so dass man über zwei verschiedene Kanäle in das Depot schauen kann. Aber das ist natürlich nicht zwingend nachteilig, ich habe die Kauforder auch über den Login bei finanzen.net ZERO durchgeführt und den Zugriff über die Baader Bank bislang nicht benötigt. Wertpapierkäufe werden zu meiner Zufriedenheit abgewickelt, ich bin bislang sehr zufrieden.