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Dieser Erfahrungsbericht zur Wüstenrot wurde uns am 23.12.2015 vom Nutzer henry123 übermittelt. Er spiegelt seine/ihre Meinung und Erfahrung wider und nicht zwangsläufig die der Redaktion.
Ich habe vor 2 Jahren mein Wüstenrot-Konto eröffnet. Ich nutze das Top Giro-Konto und und die gratis Prepaid-VISA-Karte.
Die Kontoeröffnung erledigte ich online. Sie war einfach und selbsterklärend. Meine Identität wies ich in einer kleinen Zweigstelle der Wüstenrot nach. Es dauerte ungefähr eine Woche bis die Karte per Post bei mir ankam. Die PIN kam dann einige Tage später und das Onlinebanking wurde ebenfalls schnell freigeschaltet.
Das Seitenlayout des Onlinebankings ist meiner Meinung nach sehr gut umgesetzt und verständlich. Man kann Vorlagen für Überweisungen speichern und alles läuft wie es soll.
Die Mitarbeiter am Telefon waren bisher freundlich, halfen schnell und wirkten zumindest auf mich kompetent. Ich rief bisher zweimal an und musste beide Male nicht länger als etwa 1 Minute warten. Meine Anliegen, bei denen es um Scheckvordrucke und die Freischaltung der VISA-Karte für den Auslandsgebrauch ging, wurden zügig bearbeitet.
Positiv sind auf jeden Fall die geringen Gebühren, die gratis Kreditkarte und die Möglichkeit, bei jeder beliebigen Bank gratis Geld abheben zu können (begrenzt auf 24 Abhebungen pro Jahr).