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Dieser Erfahrungsbericht zur Bigbank wurde uns am 10.10.2022 vom Nutzer Christian übermittelt. Er spiegelt seine/ihre Meinung und Erfahrung wider und nicht zwangsläufig die der Redaktion.
Ich habe im Jahr 2013 ein Konto bei der Bigbank eröffnet um ein Festgeldvertrag mit einer Laufzeit von 1 Jahr abzuschließen. Das Angebot hat mich damals wegen der guten Zinsen gereizt. Da damals noch kein Tagesgeld bei der Bigbank angeboten wurde, habe ich die Bank nach Laufzeitende nicht weiter genutzt. Das Geld wurde damals pünktlich und verzinst ausgezahlt. 2020 hat die Bigbank das Tagesgeldkonto eingeführt mit einem zu dem Zeitpunkt Topzins. Das war für mich Anlass, mich der Bank wieder zu widmen. Seither lege ich ca. 30 % meiner Geldmittel dort an. Der Zinssatz der BigBank gehört immer zu einer der besten. Die Zinsauszahlung passiert immer pünktlich 1 mal pro Jahr und wird auf das Tagesgeldkonto ausgezahlt, wo es gleich wieder weiter verzinst wird. Die Zinsen werden ohne Steuerabzüge ausgezahlt, das heißt man muss zwingend die Anlage Kap in der Steuererklärung ausfüllen. Ein Aufwand, den ich gerne in Kauf nehme in Anbetracht der guten Zinsen. Die dafür notwendigen Unterlagen werden immer verlässlich und pünktlich von der Bank zur Verfügung gestellt.Das Onlinebanking ist sehr einfach und übersichtlich gestaltet. Was etwas negativ ins Gewicht fällt ist die Tatsache, dass Auszahlungen vom Tagesgeldkonto auf das Referenzkonto etwas länger dauert als bei anderen Banken. Wir sprechen hier aber von einem zusätzlichen Werktag - also noch vertretbar. Ich bin nach bald 10 Jahren immer noch sehr zufrieden mit der Bank und lege dort regelmäßig Geld an - sowohl fest verzinst als auch auf dem Tagesgeldkonto.