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Dieser Erfahrungsbericht zu Scalable Capital wurde uns am 05.10.2022 vom Nutzer veqas311 übermittelt. Er spiegelt seine/ihre Meinung und Erfahrung wider und nicht zwangsläufig die der Redaktion.
Ich habe Ende 2020 mein Depot bei Scalable Capital eröffnet. Die Depoteröffnung verlief reibungslos und es gab sogar noch ein kleines Startguthaben von 25€. Besonders gut gefallen hat mir die Trading Flat von 2,99€ im Monat, aber auch die vielen kostenfreien Sparplanangebote. Es ist sehr einfach über die App (auch über die Desktop Version) Sparpläne einzurichten und Aktien/ETFs zu kaufen und zu verkaufen. Seit neustem bietet Scalable Capital auch an, per Lastschrifteinzug Geld innerhalb weniger Minuten zum Traden zur Verfügung zu stellen. Das ist eine super Funktion, wenn es einmal schnell gehen muss. Hauptsächlich nutze ich Scalable Capital jedoch für regelmäßige ETF-Sparpläne und hier gefallen mir die Funktionen sowie das Preis-Leistungsverhältnis sehr gut!
Ein negativer Punkt ist der Datenschutzvorfall der leider kurz nach meiner Depoteröffnung im Oktober 2020 eintrat. Hier wurden Kundendaten geleakt und sind nach außen gedrungen. Das ist ein Vorfall, der natürlich bei jedem Unternehmen passieren kann, jedoch ist es sehr ärgerlich, wenn es das eigene Depot betrifft.
Ein weiterer Punkt welcher mir teilweise negativ aufgefallen ist, sind die Darstellung Kursverläufe. Die eigentliche Darstellung ist gut gelöst, besser sogar als bei anderen Brokern. Man kann sogar eigene Zeitspannen sehen. Jedoch sind die Kurse teilweise fehlerhaft (ähnlich wie bei Traderepublic), so werden manchmal viel zu extreme Tagesschwankungen angegeben.
Was Scalable ebenso noch verbessern kann, ist, den Depotübertrag zu vereinfachen bzw. die korrekten Daten zu übermitteln. Ich habe später einen Teil meines Depots zur ING übertragen und manche Einstandskurse wurden einfach nicht korrekt übertragen. Das sollte schon funktionieren.
An sich bin ich jedoch mit Scalable Capital zufrieden, es gibt lediglich ein paar Kritikpunkte und Vorschläge zur Verbesserung.